OJUA, T. A.; AUDU, D. T.; PLANG, J. P.; ANZAKU, E. D. THE IMPACT OF COMMUNAL AND THRIFT SOCIETIES ON RURAL DEVELOPMENT: A STUDY OF BIAKWAN COMMUNITY, BOKI LOCAL GOVERNMENT AREA OF CROSS RIVER STATE, NIGERIA. European Scientific Journal, ESJ, v. 9, n. 35, 30 Dec. 2013.