Aliano, M., K. Alnabulsi, G. Cestari, and S. Ragni. “The Role of Gender and Education in Peer-to-Peer Lending Activities: Evidence from a European Cross-Country Study”. European Scientific Journal, ESJ, Vol. 14, Feb. 2023, p. 95, https://eujournal.org/index.php/esj/article/view/16433.