Nguli, Judith Ndinda, and Robert Mukoswa Odunga. “Effect of Firm Characteristics on Financial Inclusions: Evidence from Women Owned Enterprises in Kenya”. European Scientific Journal, ESJ 15, no. 10 (April 30, 2019): 237. Accessed November 22, 2024. https://eujournal.org/index.php/esj/article/view/11994.