Gongeta, Sanja, Lecturer at University of Applied Sciences Lavoslav Ružička in Vukovar, Croatia

• European Scientific Journal, ESJ ESJ February 2014 /SPECIAL/ EDITION VOL.1 - Articles
  Modalities of consumer’s protection at consumer’s lending in European Union Member States are provided with a special directive of the European Parliament and the Council (Directive 2008/48/EZ of the consumer credit agreements). Although this area has bee
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